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District 8 · RCR · Rest of Central Region

District 8 — Little India, Farrer Park, Serangoon Road

One of the more affordable ways into a truly central address. $1,902 psf on 77 condo transactions, with Jalan Besar's shophouse belt supplying most of the character.

Little IndiaFarrer ParkSerangoon RoadJalan BesarLavender

Figures pulled 23 July 2026 from URA caveat data and HDB resale registrations — completed transactions, not portal asking prices.

Private condo

$1,817 psf

median $1,688,000

235 caveats

HDB 4-room · KALLANG/WHAMPOA

$905,000

302 resales

Condo rent

$4,050 / month

553 contracts

MRT

North East, Downtown

One of the more affordable ways into a truly central address. $1,817 psf on 235 condo transactions, with Jalan Besar’s shophouse belt supplying most of the character.

What moves price here

  1. 235 transactions is a modest sample — enough to indicate a level, not enough to price a specific unit from.
  2. Entry price is the draw. Central location at a psf well below D9 and D11.
  3. Rental median of $4,050 across 553 contracts reflects smaller average unit sizes rather than weak demand.

Who it suits

Buyers who want central access on a smaller budget and don’t need a family-sized floor plate.

What to check before you commit

  • Street-level activity and noise, which varies sharply block to block
  • Age and lease of the older Jalan Besar stock
  • Whether the unit’s size is genuinely rentable

Figures pulled 2026-07-23 from URA caveat data and HDB resale registrations — completed transactions, not portal asking prices. Caveats lag the live market by a few weeks. Want the numbers for a specific project or block in District 8? Ask me and I’ll pull them.

Can you afford it?

What income does District 8 actually need?

Banks don't test you at the rate they advertise. They test you at the MAS floor of 4%. Here's the gross household income needed to clear that test on a median-priced home here.

Median homePriceLoan at 75%Monthly at 4%Income needed
HDB 4-room resale · KALLANG/WHAMPOAMSR 30% cap$905,000$678,750$3,583$11,942
Private condoTDSR 55% cap$1,688,000$1,266,000$6,682$12,150

What this does not include

This is the arithmetic on a median home, nothing more. Your real ceiling moves with existing debt (a car loan bites hard), your CPF balance, your age — which caps loan tenure — citizenship, and how much cash you hold for the portion CPF can't cover. It also assumes a 25-year tenure and no other borrowings. Two households on identical incomes routinely get very different answers.

Run my actual numbers — free

Assumes 75% loan-to-value on a first housing loan, 25-year tenure, and the MAS medium-term interest rate floor of 4% used for TDSR/MSR computation. Income figures are gross monthly household income with no other debt. Frameworks per MAS; property medians from URA caveats and HDB resale registrations.

The private market

Which condos actually trade here.

The district median is an average of very different buildings. These are the projects with the most completed transactions in the last 12 months — the ones you'll actually be comparing against.

ProjectDealsMedian psfTenure
Piccadilly Grand35$2,46399-yr
Cityscape @Farrer Park21$1,686Freehold
Uptown @ Farrer21$1,95199-yr
Citylights19$2,01999-yr
City Square Residences17$2,061Freehold
Kerrisdale13$1,66199-yr

One district, 1.8× the price. Residential Apartments trades at $1,364 psf (12 deals) while Piccadilly Grand trades at $2,463 psf (35 deals) — both in District 8. Age, tenure, facilities and exact location drive that gap. It's why a district median is a starting point, never a valuation.

53 projects transacted in District 8 over the 12 months to July 2026, across 235 caveats. Ranked by transaction volume. Median psf per project from URA caveat data — completed transactions, not asking prices. “New launch” marks projects where most deals were new sales from the developer. The high/low comparison above only uses projects with at least 5 transactions, so a one-off sale never sets the range.

Let's run your numbers before you commit.

Tell me where you are — thinking about it, actively looking, or already got an offer on the table. I'll come back with the actual figures for your situation. Free, no obligation, no pressure.

Get my free numbers breakdownWhatsApp +65 9806 0007

I reply within one business day. · Eugene Tan · CEA R074026J · PropNex Realty